Life & Health Insurance

Life | Health | Dental & Vision | More

Our professional insurance agents have years of experience working with individuals, families and businesses to provide Lexington health and life insurance.

Al Torstrick Insurance Agency is an independent insurance agency, meaning we work with multiple insurance companies to bring you the widest range of policy options and prices.

Life insurance policies are unique and depend on your personal and financial needs. As your life changes, your life insurance should evolve. Getting married, having a baby, purchasing your first home, starting a business, or retiring all warrant a review of your life insurance policy.

Al Torstrick Insurance Agency can help you weigh your life insurance options. The choices can be overwhelming for the average person, and it's our goal to make the decision easier. We'll look at different insurance companies and coverage types and help you determine the best fit for your current situation.


The world of health insurance has changed dramatically in recent years. It's a very different landscape than it was just a few years ago. If your employer doesn't offer a group health insurance plan, then you're probably feeling a little overwhelmed with finding the right coverage for you and your family.

Al Torstrick Insurance works with multiple insurance companies and can show you the differences in what each company has to offer, and the benefits included with each plan. Contact one of our health insurance specialists today.

Trying to find the health insurance plan that fits your family's need is hard enough, without having to look for all the add-on coverage such as dental insurance or vision insurance.

Let us help you find the right dental and vision insurance options for you and your family's needs. We work for you, and unlike working directly with an insurance company, Al Torstrick Insurance can help you compare plans from multiple companies and explain the differences and recommend the right plan for your situation.

Group Benefits

Offering your employees an attractive benefit plan is a great way to attract and retain the best employees in an increasingly competitve job market. Al Torstrick Insurance Agency can help you or your human resources department find affordable group health insurance plans and other benefits packages.

As an independent insurance agency, we partner with several top-rated insurance carriers to design well-rounded group health, life and other benefit programs. Contact one of our benefit specialists today to find out how we can help your business succeed.

At least 70% of people over 65 will need long term care at some point in their lives. Planning for these costs ahead of time can really bring you comfort since Medicare and health insurance don’t usually cover long term care expenses. Your life is unique to you and we know that. We will give you plenty of options and help you customize your coverage for your needs.


If your pet has an unexpected accident or illness, it can wreak havoc on your family budget. Our agency has partnered with Petplan for your pet insurance needs. Using our link below will get you a 10% discount.

Go Pet Plan Discount Image

If you will be traveling outside the United States, or if you are visiting the United States from another country, our Global Underwriters products can provide medical insurance, either short or long term. Call Alan Ramsay in our office for more details on this program or click the Get a Quote button below.