Personal Insurance

Auto | Homeowner | Renters | More

Al Torstrick Insurance Agency is an local, independent insurance agency that provides tailored, personalized insurance coverage at a price that matches your budget.

Our professional agents will get to know your unique insurance needs and offer solutions for everything you have to insure. Learn more about our insurance products below.

You have a lot of choices when it comes to how and where you buy your Lexington car insurance. Choosing an independent insurance agent like Al Torstrick Insurance ensures you still have choices, but also have a trusted advisor that you can depend on to help you find the policy that best fits your needs.

Al Torstrick Insurance works with a wide range of insurance companies that offer reliable Lexington car insurance. Contact us today to find out how we can help you.

Homeowner

Wherever it is that you call home, whether a spralling estate in the country, a quiet suburban house, or a bustling downtown condo, Al Torstrick Insurance can help you find the right Lexington home insurance policy that fits your needs.

Whether you are buying your first home, relocating to the area, or simply reviewing your home insurance, Al Torstrick Insurance is here for you. We specialize in making it easy to choose insurance policy options that work for you. Contact us today to find out what we can offer you.

Whether you’re shopping for your college student, just starting out yourself, between houses, relocating, or simply downsizing, Al Torstrick Insurance can help you pick the Lexington renters insurance policy that best fits your needs.

We partner with reputable insurance companies to ensure a wide range of choices to meet your unique needs. Be sure to ask us about discounts for apartments with security systems and customers who insure their cars with the same company as their renters insurance policy.

Boat

Your time out on the water should be relaxing and fun (and safe!). Be sure your watercraft and equipment is properly insured. Al Torstrick Insurance offers customized policies that meet your needs and your budget. Our partnership with multiple insurance companies allows us to find just the right coverage for you.

Whether you've bought your first boat, expanded your fleet to include a couple of JetSkis, or are simply reviewing your options, Al Torstrick Insurance can help with your Lexington boat insurance needs. Contact us today to find out how we can help you.

If you're shopping for insurance for your first motorcycle, you have a lot of coverage options to consider. Al Torstrick Insurance can help you look at all the choices, and put together a motorcycle insurance policy that works for you and your budget.

If you're looking to insure your newly upgraded ride, or simply reviewing your policy (always a smart idea!), we're happy to help you explore all of your Lexington motorcycle insurance options.

Let Al Torstrick Insurance review your needs and make a recommendation for a policy that fits your unique needs. Contact us today to learn more.

Condo

While your condo association likely carries an insurance policy that covers their property and the physical structures as well as common areas on the property, as a condo-owner, you want to ensure your property and possessions are adequately covered. From your appliances to your personal possessions to the upgrades you've added to the unit, Al Torstrick Insurance can help you ensure that you're insured.

Al Torstrick Insurance partners with many insurance companies that offer complete Lexington condo insurance. Contact us today to find out how we can help you.

As a rental property owner, you're no stranger to the challenges that come with being a landlord. No two rental properties are the same, and the insurance coverage needed for your real estate investments is just as unique. While you don't need to worry about insuring the personal possessions of your tenant, there's a whole host of other coverages to consider, from liability coverage for legal fees to workers compensation for your maintenance or administrative employees.

Al Torstrick Insurance works with insurance companies that offer insurance packages specifically for Lexington landlords. Contact us today to find out more.

Flood

It's an oddity that flooding is the most common natural disaster in the United States, yet it's not covered under a standard home insurance policy. While not every home is at high risk for flooding, it's important to understand how risk is identified and whether flood insurance is something you should consider.

Al Torstrick Insurance insures homes of all kinds. Some homeowners definitely need flood insurance, while others don't live in a high-risk area and can get by without it. Let us evaulate your needs and help you decide if flood insurance is advisable. Contact us today to learn more.

Home and auto insurance policies have limits to how much will be covered. If faced with paying claims that are beyond what your insurance policy covers, an umbrella policy kicks in and provides you with additional protection.

Whether you're a homeowner or drive a car, motorcycle, boat, RV or ATV, an umbrella policy should be considered.

Al Torstrick Insurance works with many insurance companies who offer affordable umbrella policies. Contact us today to find out how we can help you.

Disability

A lot relies on your income – perhaps even more than you think. If the unexpected happens – you become too sick or hurt to work – would your savings or the disability benefits you receive through your employer be adequate?

Individual disability income insurance helps protect a portion of your income and provides financial protection if you become disabled for an extended period of time. Anyone who depends on their income to pay the bills or maintain their lifestyle should consider disability income insurance protection.